Find your break-even cost per kilometre and the rate you need to charge for your truck, prime mover or bus.
| Cost | Per year | Per km |
|---|
Lower repayments bring your cost per km down. We compare truck finance across 55+ lenders, including balloon and longer-term options.
Check your optionsHow this calculator works. It adds your fixed costs (finance, registration, insurance, wages and overheads) and running costs (fuel, tyres, repairs and tolls) for a year, then divides by the kilometres you travel. The rate to charge adds your profit margin to the break-even cost. If you're registered for GST, the fuel price you enter is reduced by one-eleventh and all other costs are treated as excluding GST. Fuel tax credits use the current ATO rate for heavy vehicles on public roads (21.3c per litre).
What it doesn't cover. Income tax, depreciation deductions, empty running, waiting time, and the cost of trailers unless you include them. The example figures are illustrative starting points, not industry benchmarks, and your actual costs will differ.
Important. This calculator is general information only and isn't financial, tax or credit advice. Fuel tax credit rate source: ATO. Factor Capital is a trading name of Zinc Finance Pty Ltd (ABN 90 668 675 965). Factor Capital arranges finance for business and commercial purposes only. It does not provide credit assistance for consumer credit regulated under the National Consumer Credit Protection Act 2009 (Cth), including home loans and personal loans.
