Aligning Your Vision With Our Expertise

Capital decisions should be proactive — not made under pressure. Factor Capital is a capital advisory firm helping property owners and business operators structure funding decisions across property, business, and asset-backed finance.

Mr. Nick Sharma

Founder

The Mind Behind Factor Capital

Nick Sharma is the founder of Factor. Nick has extensive experience advising property owners and business operators across residential, commercial, and asset-backed funding. His work focuses on capital structure, risk management, and navigating lender behaviour through changing credit cycles.

He holds an MBA with First Class Honours, completed jointly through Chicago Booth and Melbourne Business School, and brings a disciplined, analytical approach to capital decision-making. Nick works closely with clients where clarity, judgment, and execution matter — particularly in complex or high-stakes funding scenarios.

Advisory-Led Model

Advice First. Execution Where Appropriate.

We are not a volume-driven brokerage focused on pushing applications.
Our focus is on helping clients decide:

  • How funding should be structured

  • When it should be deployed

  • How it integrates with broader asset and business objectives

Execution is part of our service — but it follows clear strategy and structure, not the other way around.

This approach allows funding decisions to remain aligned with long-term performance rather than short-term approval outcomes.